AskCredit delivers its solutions under a sensible, pay-as-you-go pricing structure to help make our advanced technology affordable. Compared to the cost of internal development AskCredit's solutions can save you hundreds of thousands of dollars a year in development costs and upkeep. Some of the financial benefits from using an AskCredit solution include:

• Minimal Up-Front Costs - AskCredit programs each customer's credit decision "rule book" into a customized NetDecision module at reasonable cost to the customer. This allows lenders to avoid the large up-front investments that would otherwise be required to develop and implement their own complex Internet solutions.
  
  
• Lower Transaction Costs - The efficiencies of automated underwriting provided by NetDecision significantly reduce loan origination and processing costs by eliminating many of the manual steps currently required to arrive at a credit decision.
  
  
• Reduction of Technology Risks - Through out-sourcing, customers enjoy the benefits of a highly trained and experienced technology group, which ensures that state of the art technology advances are implemented and maintained in their operations. AskCredit's technical staff acts as an extension of the lender's Information Technology organization and provides expertise in programming logic, networking, systems integration, and administration support.
  
  
• Lender Cost Savings - The potential savings from automated underwriting for an average customer are enormous. For example, if you deploy AskCredit's Non-Prime Decision engine in an environment that makes 2,000 loan decisions a month by hand you could see cost savings of $460,000 a month.